Pay over time with Affirm

Why use Affirm?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping.

Quick and convenient checkout

Choose Affirm as your payment method at checkout. Enter a few details to get an instant decision & complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment
method. No fuss or hassel.

How do I use Affirm?


Select Affirm at checkout

It's as simple as selecting Affirm as your payment option at checkout.


Get set up

Use your mobile phone number and email to set up your Affirm plan within 60 seconds.


Enjoy your purchase!

Enjoy your purchase today and break up the cost. *Subject to approval.

Frequently Asked Questions

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment providers. When you use Affirm to pay at Forever Ring’s checkout, you can split your purchase into easy, automatic monthly payments. To use Affirm as your preferred payment choice at checkout:
1. Add items to your shopping cart as usual, and select Affirm as your payment method at checkout for above $1500.00 (including taxes and shipping).
2. Get set up: Use your mobile phone number and email to set up your Affirm plan within 6 seconds. Subject to credit approval.
3. Confirm your payment plan with Affirm. Forever Ring will process and ship your order as usual.
4. Make 3, 6, or 12 monthly payments to Affirm while you enjoy your purchase.

You must be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK).

To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will have the option to set up your repayment method with Affirm and accept the terms of your payment plan.

Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard credit/debit card. Available payment methods may vary depending on the payment plan selected.

To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.

Purchases made using Affirm are subject to Forever Ring’s standard return policy. Any returns will be processed by Forever Ring, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If the Forever Ring has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Forever Ring’s return policy here.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see